Loans Credit Risk Analyst

• Company

  Change International

• Location

  UK-Edinburgh

• Remuneration

  Negotiable

• Position Type

  Permanent

• Employment type

  Full time

• Updated

  06-Nov-2013

• eFC Ref no

  1303730

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My client, a leading 'new age' banking organisation are seeking a Loans Credit Risk Analyst. Essentially, the role is to identify credit policy improvements, implement changes to credit policy and facilitate the development and delivery of leading edge credit risk techniques.

Key responsibilities include:

• The analysis of credit portfolio and risk trends and providing advice to the business
• Develop key relationships with credit risk teams to ensure leading edge credit risk techniques are implemented within the business
• Develop the credit risk policy for lending products
• Provide advice and guidance to business projects requiring risk management input
• Carry out enhanced data mining to identify additional risk management opportunities
• Preparation of credit portfolio reports for the risk management committee
• Calculate monthly bad debt charge and forecast bad debt charge

Key skills required:

• Outstanding analytical skills and high attention to detail
• University educated with a numerate degree (Business, Economics, Mathematics, Engineering)
• Highly proficient in Excel, SAS and/or SQL
• A strong background in MI or credit risk
• A broad knowledge of Retail bank lending products (loans, credit cards, mortgages, overdrafts)
• Interpretation of management information and the ability to provide insights on trends
• Ability to manage core relationships through excellent communication skills
• A determination to introduce fresh thinking to the credit risk team

This role would suit an individual who has performed a similar role in a similar banking environment who is looking to add real value and grow their career in this field of expertise.
A market leading package is available for the right individual. Please apply through the link provided.

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