Posted Position Title Corporate Credit Risk Leader- Lending

Job Number	1900281
Business	GE Capital
Business Segment	Capital - International
About Us	GE Capital in Europe, Middle East & Africa (EMEA) is one of the region’s largest commercial lending organizations, providing a wide range of services including accounts receivable management, asset-based lending, leveraged finance, leasing and commercial loans to businesses in more than 10 countries. GE Capital operates at the very heart of businesses in Europe, providing working capital and asset finance to enable customers to successfully run and manage their operations every day. GE Capital has over 500,000 customers throughout EMEA. GE Capital in EMEA also includes the new and exciting $8 billion commercial finance joint venture between GE and Mubadala Development Corporation, based in Abu Dhabi, which is exclusively focused on high-return investment opportunities throughout the region. GE is committed to diversity. We aim to employ the brightest minds in the world to help us create a limitless source of ideas and opportunities. We believe in hiring talented people of varied backgrounds, experiences and styles - people like you … Connect with us! GE Capital provides all the latest news and career opportunities directly to you via Twitter @GEEuropeCareers or on LinkedIn at GE Capital Careers UK. You can also find out what it's like to work with us in this video - Youtube
Career Level	Experienced
Function	Risk Management
Function Segment	Risk Management
Location(s) Where Opening Is Available	United Kingdom
Relocation Expenses	No
Essential Responsibilities	This role reports to Senior Credit Officer, Capital UK and the role is responsible for: •Management of the Corporate Credit Underwriting Team responsible for underwriting and presenting for approval the large structured Accounts Receivable (‘A/R’) and Asset Based Lending (‘ABL’) deals, typically > £20MM line size. •The team will have high levels of engagement with EMEA and 901 approval authorities and the Credit Leader will need to ensure the quality of pitches is of the highest standard to achieve right/first time approvals to accelerate the time to decision to the customer. •Ensure compliance with all approval protocols including pitch content, adherence to Siebel and deal review processes and ensuring effective dialogue with relevant stakeholders in the process. •Lead and train the underwriting teams in pitching the deals to EMEA & 901 credit authorities. 1.Collaborate cross functionally and with senior commercial stakeholders to support the business in driving sustainable and profitable growth. 2.Collaborate and build strong relationships with senior Credit stakeholders in EMEA & U.S Credit teams. 3.Provide robust and efficient Underwriting process to enhance Time to Decision and delivery against customer timescale expectations. 4.Compliance with Policy 5.0 – Investment Authority delegation, ensuring all credit decisions are rationally derived with clear recommendations, appropriately documented with risks and issues clearly documented and mitigated as appropriate. 5.Lead, coach and manage teams effectively to deliver against the strategic and functional specific Goals & Objectives. 6.Ensure staff alignment to the strategic imperatives of the business and acting as a role model for improving standards, identifying opportunities to simplify process and improve operational efficiencies. 7.Attract, develop and retain a highly effective and diverse team and ensure effective succession planning. 8.Ensure statutory and policy compliance, protecting the reputation and upholding the Sprit & Integrity of GE.
Qualifications/Requirements	•Must clearly exhibit and embrace all 5 Growth Values. •External Focus: Defines success through the customer’s eyes; In tune with industry dynamics…sees around corners •Clear thinker: Seeks simple solutions to complex problems…decisive; Focus…communicates clear + consistent priorities •Imagination: Generates new and creative ideas…open to change; Resourceful…displays courage & tenacity •Inclusiveness Teamwork…respects other’s ideas + contributions; Creates excitement and drives engagement •Expertise: Domain depth…credibility built from experience; Continuously develops self…loves learning
Desired Characteristics	1) Communication: - Able to drive team engagement and lead employees in inclusive style - Able to influence & persuade others through thoughtful, clear and concise argument. - Able to articulate business risks, present options and recommendations. - Ability to converse and pitch to customers both internal and external. - Strong interpersonal skills (verbal and written) in guiding managers, influencing peers and superiors and liaising with external customers. - Lead by example and demonstrate high standards of personal integrity. Consult and involve others to gain alignment, when necessary. - Actively seek to develop skills of own team. 2) Customer Focus: - Ability to build rapport, develop and maintain relationships with key stakeholders at all levels. - Ensure all teams maintain highest service levels when interacting with both internal and external customers. - Experience of leading people, setting clear objectives and motivating people to achieve these. Lead by example and demonstrate high standards of personal integrity. - Able to consult and involve others to gain alignment, when necessary. Actively seek to develop skills of own team. - Proven ability to deliver against to customer needs. Encourages others to value the customer and deliver excellent service. 3) Business Knowledge: - Demonstrate knowledge of business performance across broad industry sectors and understand likely impact of changes brought about by competition, new products or external externalities. - Understand the different BF products offered and their appropriate application to our customers’ needs. Articulate the risks associated with different structures of proposals. - Experience in making sound decisions after seeking and evaluating relevant information, facts and evidence. 4) Qualifications: Degree Educated, demonstrable Risk Management Experience. Expertise and External Focus growth traits.